Coastal Property Evaluation Checklist

  1. Review flood-zone context and available elevation documentation.
  2. Check evacuation-zone and storm-preparedness information.
  3. Ask about homeowners, flood, and wind-related insurance questions.
  4. Review roof age, four-point, and wind-mitigation needs.
  5. Inspect drainage, grading, windows, shutters, and exterior materials.
  6. Evaluate salt-air exposure for metal and mechanical systems.
  7. Review seawalls, docks, lifts, and marine-permit documentation where relevant.
  8. For condominiums, compare master-policy, reserves, and common-element responsibilities.
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