Flood and Insurance Questions Checklist

  • Which coverages are being quoted separately?
  • What flood-zone and evacuation-zone research has been completed?
  • How do roof age and prior claims affect the file?
  • Are four-point or wind-mitigation inspections needed?
  • What deductibles should be reviewed carefully?
  • For condominiums, what does the master policy cover?
  • What unit-owner or loss-assessment questions remain?
  • Are there documents or repairs that would change the conversation?